American Student Studying Abroad

Long-term international students and scholars medical insurance

  • Individuals participating in student international programs

  • Cultural exchange participants 

  • Graduate international students 

  • Scholars and educators 

Student medical insurance

Patriot Exchange Program

Designed for students studying abroad or participants of cultural exchange programs. Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements.


  • Coverage for students, groups, and/or their spouses and unmarried dependent children traveling with them

  • Plan maximums limits up to $500,000 per injury or illness, Lifetime Maximum $5,000,000

  • Plans are renewable up to 48 months if minimum of one month is purchased

  • Groups may purchase customizable annually renewable long term plans

  • Freedom to seek treatment with hospital or doctor of your choice

  • Universal Rx pharmacy discount savings

  • 24 hour secure access from anywhere in the world to manage your account at any time

  • Student Health Center $5 co-pay per visit

  • No coinsurance

  • Optional Add-On coverage available for high school sports, interscholastic, intramural, or club sports, personal liability, and legal assistance

Who the plan is designed for:

  • Individuals participating in student international programs

  • Cultural exchange participants

  • International graduate students

  • Scholars and educators

  • Dependents